:root{ --navy:#0B1F4B; --teal:#00C2D1; --charcoal:#2C3E50; --soft:#F9F9F9; --ink:#213043; }
*{box-sizing:border-box} html,body{margin:0}
body{font:16px/1.55 system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial;color:var(--ink);background:var(--soft)}
a{color:inherit}
.container{max-width:1100px;margin:auto;padding:0 16px}
.header{position:sticky;top:0;background:rgba(249,249,249,.9);backdrop-filter:saturate(120%) blur(6px);border-bottom:1px solid #e7ebf0;z-index:50}
.header .bar{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand .name{font-weight:800;color:var(--navy);font-size:20px;letter-spacing:.2px}
.brand img{width:36px;height:36px;border-radius:8px;object-fit:contain}
nav{display:flex;gap:18px;align-items:center}
nav a{opacity:.85;text-decoration:none} nav a:hover{opacity:1}
.btn{display:inline-block;padding:10px 14px;border-radius:12px;border:1px solid #d0d6dd;background:#fff;text-decoration:none}
.btn.primary{background:var(--navy);color:#fff;border-color:var(--navy)} .btn.teal{background:var(--teal);color:#042f34;border-color:#06b9c6}
.hero{padding:72px 0;background:linear-gradient(180deg,#ffffff, #f8fbfc)}
.h1{font-size:40px;line-height:1.12;margin:0;color:var(--navy)} .h2{font-size:28px;margin:0;color:var(--navy)} .h3{font-size:18px;margin:0;color:var(--navy)}
.muted{color:#5b6a79}
.grid{display:grid;gap:18px}
.cards{grid-template-columns:repeat(1,minmax(0,1fr))} @media(min-width:900px){ .cards{grid-template-columns:repeat(3,minmax(0,1fr))}}
.card{background:#fff;border:1px solid #e7ebf0;border-radius:18px;padding:18px;box-shadow:0 1px 2px rgba(0,0,0,.03)}
.footer{border-top:1px solid #e7ebf0;padding:28px 0;margin-top:40px}
.badge{display:inline-block;background:#e6fbfe;border:1px solid #c5f3f8;color:#0b6e76;border-radius:999px;padding:4px 10px;font-size:12px}
.list{padding-left:18px} .row2{display:grid;grid-template-columns:1fr;gap:12px} @media(min-width:640px){ .row2{grid-template-columns:1fr 1fr} }
.input{width:100%;padding:10px 12px;border:1px solid #d0d6dd;border-radius:12px}
.notice{background:#fff7e6;border:1px solid #ffe1a9;border-radius:12px;padding:10px 12px;color:#7a4d00}
.disclaimer{font-size:12px;color:#6a7380}
.table{width:100%;border-collapse:separate;border-spacing:0 8px}
.table th{font-size:13px;text-align:left;color:#516073}
.table td,.table th{padding:10px 12px;background:#fff;border:1px solid #e7ebf0}
.table tr td:first-child,.table tr th:first-child{border-top-left-radius:12px;border-bottom-left-radius:12px}
.table tr td:last-child,.table tr th:last-child{border-top-right-radius:12px;border-bottom-right-radius:12px}
.select{padding:8px 10px;border:1px solid #d0d6dd;border-radius:10px;background:#fff}
/* Intake rows */
.intake-row{background:var(--navy);color:#fff;border-radius:36px;padding:24px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:18px;position:relative;overflow:hidden}
.intake-row .label{display:inline-flex;align-items:center;gap:12px;background:#11326e;border:2px solid #184084;color:#ffe88e;
  font-weight:800;border-radius:999px;padding:10px 16px;font-size:18px}
.intake-row .label .arrow{font-weight:700;margin-left:2px}
.intake-row .heading{font-size:32px;font-weight:800;margin:6px 0 0 0;color:#fff}
.intake-row .sub{color:#d6e0ff;font-size:18px;margin-top:6px}
.intake-row .cta{display:inline-block;background:#b41d23;border:2px solid #c21a22;color:#fff;border-radius:12px;padding:12px 18px;text-decoration:none;font-weight:700}
.intake-row .cta:hover{filter:brightness(.95)}
.intake-row + .intake-row{margin-top:18px}
@media(max-width:720px){ .intake-row{grid-template-columns:1fr;gap:12px} .intake-row .heading{font-size:26px} }
/* Resources layout stacked */
.resources-wrap{display:grid;gap:18px;grid-template-columns:1fr}
@media(min-width:1100px){ .resources-wrap{grid-template-columns:1fr} }
/* Footer contact line */
.footer .contact-line{display:flex;gap:14px;flex-wrap:wrap;font-size:14px;color:#5b6a79}
.footer .contact-line a{text-decoration:none;color:inherit}